naushad kermalli

Senior Advisor & Management Consultant (Founder) at Kermalli Consulting Practice

United Arab Emirates

Bio Summary

A specialist in articulating transformation design & implementation of large-scale change programs (strategy, business units, systems & operations) in the banking & financial Industry and capital markets (Conventional & Islamic). I have over 30 years experience (18 years with EmiratesNBD) and have guided & led many critical change programs in the region, including post-merger systems & operations integration; conversion of a conventional bank to Islamic bank, business process re-engineering, centralized operations processing, automation of trade finance to a paper-less environment, establish & run PMO for projects portfolio, architecting customer experience design, establishing  stock exchange & offshore banking unit  in financial centres, including digitization and digital currency.

Skills

• Proven track record in delivering high quality results in line High degree of discretion, ethics and sensitivity in handling issues

• Excellent demonstrated leadership skills and ability to work Ability to create team climate of innovative actions

• Ability to facilitate collaboration between competing interest

• Demonstrated interpersonal skills in working across stakeholders

• Proven record of successful implementation and delivery of key programs

• Outstanding communication skills; (persuasive oral and written presentations

• Strong relationship management skills as well sensitivity to social and cultural issues with a bias towards results

• Confidence to make forward-looking & practical decisions

Links

https://ae.linkedin.com/in/nkermalli

Employment History

Kermalli Consulting Practice

Senior Advisor & Management Consultant (Founder)

Kermalli Consulting Practice

September 2013 - present

Dubai - United Arab Emirates

Provide specialist advisory & consulting services to banks' C-level executives focusing on: - Major IT and Operations Transformation Programs and Business process Management (Private Bank in Russia; Advisor to CEO and Mentor ...see more
Emirates NBD

Deputy General Manager

Emirates NBD

January 2011 - August 2013

Dubai - United Arab Emirates

Group BPM/Workflow Programme - Designed and implemented automated work-flow process with ICR/OCR image-based solution for all retail banking customer-initiated transactions. - Achieved capability for same-day processing com ...see more
Emirates NBD

Senior Vice President - Merger Program Lead

Emirates NBD

March 2007 - December 2010

Dubai - United Arab Emirates

- Post-Merger Program Manager for the IT & Operations integration (Emirates Bank and National Bank of Dubai - Integrated 2 banks to operate as one combined bank in 2.5 years with only 5% budget overrun (biggest Bank-IT merg ...see more

Education

Master of Business Administration

Herriot Watt University, UK

1994

Bachelor of Science - Computer Science

University of Sydney

1989

MBA

Herriot Watt University

Associate of Arts in Banking

Institute of Bankers

Language Skills

Country Experience

Australia Kazakhstan Kuwait Portugal Russian Federation Saudi Arabia Singapore South Africa Sweden Tanzania, United Republic of United Arab Emirates

Skills

Business

Digital Strategy,

Business Unit Strategy,

Strategic Planning,

Change & Implementation,

Operating Model,

Project Management,

Information Technology

IT PMO,

IT Strategy,

Cloud Strategy & Change Management

Education and Training

Program Management

Law, Regulation, and Compliance

Corporate Governance,

TQM

Finance

Budgeting

Environment

Circular Economy,

Sustainable Investing

Industry Experience

Financial Services

Asset Management,

Corporate Banking,

Retail banking,

Transactions Banking

Education

Colleges & Universities

Technology

FinTech

Professional Services