sheinal jayantilal

Partner - McKinsey & Company

Dubai, United Arab Emirates


Sheinal Jayantilal, based in our Dubai office, helps leading financial institutions around the world shape ambitious growth strategies, reconfigure their organisations, strengthen marketing, and win in retail banking and digital. Sheinal is a core leader of McKinsey’s Retail and Digital Banking Service Line His work particularly focuses on helping major banking groups shape innovative direct and digital retail-banking business models. For example, he helped a global bank develop and launch a disruptive value-for-money banking business model in Latin America, South East Asia, and Europe. Sheinal is also an active member of the McKinsey banking strategy and corporate finance practice where he has worked with leading global financial institutions develop their corporate strategy, optimize their portfolio mix and support in mergers & acquisitions. Other examples of Sheinal’s work include developing the business plan and strategy for a greenfield retail-banking operation, redefining the business model for a large universal bank, and developing a branch model focused on sales and customer service for another major bank. In marketing, Sheinal helped a retail bank strengthen its competitiveness through improved segment value propositions, product offerings and pricing. In distribution, he helped another retail bank design and implement a new channel-distribution strategy, including branch expansion. He also led an effort to improve the effectiveness of a major bank’s credit-recovery processes. Sheinal has also helped design and implement a holistic cost-cutting programme for a large multinational bank, and he has supported various banks in simplifying their organizational structure. Prior to joining McKinsey, Sheinal worked at Eurohypo AG in London in real estate investment banking. 

Areas of Expertise


There was a time when economic growth, sustainability, and inclusion were seen as trade-offs, but leaders today need to achieve all three. This new paradigm of growth will be more sustainable, driving innovation while reducing environmental impact. It will also be more inclusive, creating access to opportunities for people worldwide. This is not an easy task, but our ambition is to help organizations and their leaders make it a reality. Every day, around the world, we partner with our clients to set bold strategies, unlock the potential of their people, embed transformative technologies in everything they do, and innovate sustainably. The impact we deliver helps clients achieve enduring change in their capabilities and performance—and speeds up the transition to sustainable and inclusive growth.

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